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Terms of Use

LoanOnEMI.Com is a website operated and managed by Icon Technosys Pvt Ltd. Icon Technosys Pvt Ltd provides its services to you subject to the following conditions. We would suggest you to carefully read and accept all of the following terms and conditions before you are linked to these Terms of Use and the linked Privacy Policy. We strongly recommend that, as you read this ToU, you also access and read the linked information, since it is incorporated into and hereby made part of this ToU. This ToU is effective upon acceptance. Use of any functionality of the Website constitutes acceptance of this ToU. If this ToU conflicts with any other documents, the ToU will control for the purposes of usage of the Website. If you do not agree to be bound by this ToU and the Privacy Policy, you may not use the Website in any way. Be sure to return to this page periodically to review the most current version of the ToU. We reserve the right at any time, and at our sole discretion, to change or otherwise modify the ToU without prior notice, and your continued access or use of this Website and its related services signifies your acceptance of the updated or modified ToU.

1. Description of Services

Through this website, Icon Technosys Pvt Ltd provides users with access to information primarily about Financial and Utility Services including but not restricted to, Loans, Credit Cards, Communication and Entertainment Services (the “Service”). You are responsible for obtaining access to the Website, and such access may involve and attract third-party fees (such as Internet service provider or airtime charges). In addition, you must provide and are responsible for all equipment necessary to access the Website. By making use of this Website and furnishing your personal/contact details, you hereby agree that you are interested in availing and purchasing the services that you have selected. You hereby agree that Icon Technosys Pvt Ltd may contact you either electronically or through phone, to understand your interest in the selected products and services and to fulfil your demands. You also agree that Icon Technosys Pvt Ltd reserves the right to make your details available to partners and you may be contacted by the partners for information and for sales through email, telephone and/or SMS. You agree to receive promotional materials and/or special offers from Icon Technosys Pvt Ltd through email or SMS.

2. License and Site Access

Icon Technosys Pvt Ltd permits you a limited license to access and make personal/non-commercial use of the website and its services. This license does not at any time, allow any right of downloading or copying of any kind of information for the benefit of another individual, vendor or any other third party; caching, unauthorized hypertext links to the Website and the framing of any Content available through the Website uploading, posting, or transmitting any content that you do not have a right to make available (such as the intellectual property of another party); uploading, posting, or transmitting any material that contains software viruses or any other computer code, files or programs designed to interrupt, hamper, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; any action that imposes or may impose an unreasonable or disproportionately large load on Icon Technosys Pvt Ltd’s infrastructure; or any use of data-mining, robots, or similar data gathering and extraction tools. You may not bypass any measures used by Icon Technosys Pvt Ltd to prevent or restrict access to the Website. Any such unauthorized or unpermitted use by you shall terminate the permission or license granted to you by Icon Technosys Pvt Ltd. By using the Website you agree not to: (i) use this Website or its contents for any commercial purpose; (ii) make any speculative, false, or fraudulent transaction or any transaction in anticipation of demand; (iii) access, monitor or copy any type of content or information from this Site using any robot, spider, scraper or other automated means or any manual process for any purpose without our express written permission; (iv) violate the restrictions in any robot exclusion headers on this Website or bypass or circumvent other measures employed to prevent or limit access to this Website; (v) take any action that imposes, or may impose, in our discretion, an unreasonable or disproportionately large load on our infrastructure; (vi) deep-link to any portion of this Site (including, without limitation, the purchase path for any service) for any purpose without our express written permission; or (vii) “frame”, “mirror” or otherwise incorporate any part of this Site into any other website without our prior and written authorization.

3. Eligibility

The Services are only available to adults not available to minors under the age of 18 or to any users suspended or removed from the system/database of and by Icon Technosys Pvt Ltd for any reason.

4. Your Account

In consideration of your valid and lawful use of the Website, you represent that you are of legal age to form a legally valid and binding contract and you are not a person barred from receiving services under the laws of India or other applicable jurisdictions and will only use the Website to make legitimate purchases for you or for another person on whose behalf you are legally authorized to act upon and will inform such other persons about the ToU and/or Privacy Policy which apply to the purchase(s) you have made on their behalf (including all rules and restrictions applicable thereto). You also agree to provide true, accurate, current and complete information about yourself as and whenever prompted by the Website. If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or WRS has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Icon Technosys Pvt Ltd reserves the right to refuse and restrict any or all current or future use of the Website (or its any portion thereof). Notwithstanding the above, we retain the right at our sole discretion to deny access to anyone to the Website and the Services we offer, at any time and for any reason, including, but not limited to, for violation of the ToU or Privacy Policy.

5. Submitted Content

WRS does not claim ownership upon materials of any kind which you make available through the Website. At WRS’s sole discretion, such materials may be included in the Service in whole or in part or in a modified form. With respect to such materials you submit or make available for inclusion on the Website, you grant Icon Technosys Pvt Ltd a perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of such materials (as well as use the name that you submit in connection with such submitted content). You hereby represent, warrant and covenant that any materials you provide do not include anything (including, but not limited to, text, images, music or video) to which you do not have the full right to grant the license specified in this Section 4. We do not take any responsibility and assume no liability for any submitted content posted or submitted by you. We have no obligation to post your comments; we reserve the right in our absolute discretion to determine which comments are published on the Site. If you are unwilling or do not agree to these terms and conditions, please do not provide us with any submitted content. You agree that you are fully responsible for the content you submit. You are prohibited from posting or transmitting to or from this Website: (i) any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any good or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third-party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from the posting of your content to this Website.

6. Disclaimer of Online Availability, Impressions, and Click-Throughs

In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of www.LoanOnEMI.Com, its web pages, and any material, information, links, or content presented on the web pages at www.LoanOnEMI.Com, may be unavailable for online access at anytime. Advertising sponsors and advertising must be approved by Icon Technosys Pvt Ltd before the posting of any advertising material, information, links, content, banners, and graphics on www.LoanOnEMI.Com. Icon Technosys Pvt Ltd reserves the right to accept or to reject any advertising sponsor or any advertisement for any reason.

7. License Disclaimer

Nothing on any Icon Technosys Pvt Ltd’s website shall be construed as conferring any license under any of WRS’s or any third party’s intellectual property rights, whether by estoppel, implication, or otherwise.

8. Local Laws

Icon Technosys Pvt Ltd controls and operates this Website from its headquarters in Delhi, India and makes no representation that the materials on the website are appropriate or available for use in other locations. If you use this Website from other locations, you are responsible for compliance with applicable local laws including but not limited to the export and import regulations of other countries. Unless otherwise explicitly stated, all marketing or promotional materials found on this Website are solely directed to individuals, companies or other entities located in India and comply with the laws prevailing for the time being in force in India. Disputes if any shall be subject to the exclusive jurisdiction of Courts at Delhi only.

9. Limitation of Liability

You expressly understand and agree that Icon Technosys Pvt Ltd and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if jetsetter has been advised of the possibility of such damages), resulting from use of the Website, content or any related services. If, despite the limitation above, Icon Technosys Pvt Ltd or its Affiliates are found liable for any loss or damage which arises out of or in any way connected with any of the occurrences described above, then the liability of Icon Technosys Pvt Ltd and/or its affiliates will in no event exceed, in the aggregate, the greater of (a) the service fees you paid to Icon Technosys Pvt Ltd in connection with such transaction(s) on this Website, or (b) Rupees One Hundred only (INR 100). The limitation of liability reflects the allocation of risk between the parties. The limitations specified in this section will survive and apply even if any limited remedy specified in these terms is found to have failed of its essential purpose. The limitations of liability provided in these terms inure to the benefit of Icon Technosys Pvt Ltd, its affiliates, and/or their respective suppliers.

10. Indemnity

You agree to indemnify and hold Icon Technosys Pvt Ltd (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys’ fees, or arising out of or related to your breach of this ToU, your violation of any law or the rights of a third party, or your use of the Website.

11. Electronic Communication

When you visit and use the Website, you are communicating with Icon Technosys Pvt Ltd electronically. You consent to receive communications from Icon Technosys Pvt Ltd electronically. Icon Technosys Pvt Ltd may communicate with you by e-mail or by posting notices on the Website or by phone or usually through other available means of communication. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing and be delivered.

12. Site-Provided message Postings

The Website may provide its users with the ability to post messages on the Website. Icon Technosys Pvt Ltd is under no statutory obligation to review any messages; information or content (“Postings”) posted on the Website by users and assumes no responsibility or liability arising out of or relating to any such Postings. Notwithstanding the above, Icon Technosys Pvt Ltd may from time to time monitor the Postings on the Website and may decline to accept and/or remove any prejudicial Postings. You understand and agree not to use any functionality provided by the Website to post content or initiate communications that contain: (i) Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct which would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable Local, State, National or International law; (ii) Advertisements or solicitations of any kind; (iii) Any information which impersonates others or provides any kind of false information; (iv) Personal information such as messages which state phone numbers, account numbers, addresses, or employer-references.; (v) Messages by non-spokesperson; employees of Icon Technosys Pvt Ltd purporting to speak on behalf of Icon Technosys Pvt Ltd or containing confidential information or expressing opinions concerning Jetsetter; (vi) Messages that offer unauthorized downloads of any copyrighted or private information; (vii) Multiple messages placed within individual folders by the same user restating the same point; (viii) Chain letters of any kind; or (ix) Identical (or substantially similar) messages to multiple recipients advertising any product or service; expressing a political or other similar message, or any other type of unsolicited commercial message. This prohibition includes but is not limited to (a) Using Icon Technosys Pvt Ltd to send messages to people who don’t know you or who are unlikely to recognize you as a known contact;( b) Using Icon Technosys Pvt Ltd to connect to people who don’t know you and then sending unsolicited promotional messages to those direct connections without their permission; and (c) Sending messages to distribution lists, newsgroup aliases, or group aliases.

13. Links

The Website or concerned-third parties may provide links to other World Wide Web-sites or resources. Because Icon Technosys Pvt Ltd has no control over such sites and resources; you acknowledge and agree that Icon Technosys Pvt Ltd is not responsible for the availability of such external Websites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Icon Technosys Pvt Ltd shall not be responsible or liable, either directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such Website or resources.

14. Access to Password Protected/Secure Areas

Any sort of access to and use of password protected and/or secure areas of the website are restricted to authorized users only. Any unauthorized individual(s) attempting to access these areas of the website may be subject to prosecution.

15. Modification and Notification of Changes

At any time, WRS reserves the right to make alterations and changes to the Website, related policies and agreements, this ToU and the Privacy Policy. If Icon Technosys Pvt Ltd makes a material modification to this ToU, it may notify you by displaying a prominent announcement above the text of this ToU or the Privacy Policy, as appropriate, for thirty (30) days, being deemed sufficient notification, of such changes. After notice of a modification to the ToU or the Privacy Policy has been posted for 30 days, the notice will be removed. If you have not used the Website for 30 days or longer, you should check the ToU and/or Privacy Policy prior to any further use of the Website. If you choose to continue using the Website without reading and understanding the new ToU and/or Privacy Policy, you agree that by doing so you will be deemed to accept the new ToU and/or Privacy Policy, as relevant.

16. Trademarks

The Trademarks, Logos and service marks (“Marks”) displayed on the Website are the Intellectual Property of Icon Technosys Pvt Ltd and other parties. Users are strictly prohibited from using any identical Marks for any purpose including, but not limited to use as metatags on other pages or Websites on the World Wide Web without the written permission of Jetsetter or such third-party which may own the Marks. All information and content including any software programs available on or through the Website (“Content”) is protected under the rules of Copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any Content available on or throughout the Website for commercial, personal or public purposes.

17. Survival of Terms after Agreement Ends

Notwithstanding any other provisions of this ToU, or any other general legal principles to the contrary, any provision of this ToU that imposes or contemplates continuing obligations on a party will survive until the expiration or termination of this ToU.

18. General

If due to any reason, any of these above conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavour to give effect to the parties’ intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for the purpose of reference only and do not limit the scope or extent of such section. This ToU and the relationship between you and Icon Technosys Pvt Ltd will be governed by the laws of India without regard to its conflict with legal provisions. You and Icon Technosys Pvt Ltd agree to submit to the personal jurisdiction of the courts located within the jurisdiction of Gurgaon with respect to any legal proceedings that may arise in connection with this ToU. The failure of Icon Technosys Pvt Ltd to act in respect of any breach by you or others does not waive or amount to forfeiture of its right to act with respect to subsequent or similar breaches. Icon Technosys Pvt Ltd does not guarantee it will take action against all breaches of this ToU. Except as otherwise expressly provided in this ToU, this ToU does not allow any third-party beneficiaries. This ToU constitutes the entire agreement between you and Icon Technosys Pvt Ltd and governs your fair use of the Website, superseding any prior agreements between you and Icon Technosys Pvt Ltd with respect to this Website.

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